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Create your budget based on how much you CAN spend each month.

It's never too early to start saving for retirement. You may have heard many people utter that statement before, but it's likely that few people think about applying it to teenagers. While teens are generally more focused on the here and now, now is a great time to encourage your teen to think about starting their retirement savings now so they can secure their future.

How much do you know about credit scores, how they're calculated, and what they're used for? Ramp up your knowledge with this helpful guide so you know what to expect next time you apply for credit.

Learn the basics of a credit score and why it is important.

We're giving you the 411 on credit inquiries, because knowing how they affect you is a big part of being financially healthy.

It's just about time to head back to school, which means, if you're entering college, you might be taking out a student loan for the first time. Did you know that student loans can affect your credit score?

Do these things to build better credit and enjoy the perks of lower loan rates.

Are you haunted by a low credit score? Your credit score is an important part of your overall financial picture, and having bad credit can cost you both money and missed opportunities, from paying higher interest rates and insurance premiums to potentially not qualifying for financing when you need it.

Planning for the future is important particularly when it comes to finances. Financial planning can help you meet your financial goals by effectively manage your income. Now is a great time to examine your financial priorities and to start saving for the future.