Home Loans Just Got Easier

Building, Buying, or Refinancing?

Making the choice to buy or build a new home is an exciting adventure. We invite you to visit with our highly experienced and knowledgeable mortgage bankers.

Choose Your Mortgage Lender to Start Your Application

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Start Your Application Now!

We will personally guide you through the home loan process, provide a pleasant and smooth experience and get you on your way to enjoying your new home. Find a mortgage lender near you to start your application today.

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Mortgage Loan Programs

Northwest Bank offers a wide range of mortgage alternatives for home or real estate buyers.

We offer adjustable-rate loans with rate ceilings for added assurance and fixed-rate mortgages in various terms on single family homes. FHA and VA Loans also are available.

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Credit Sense

Protect and Manage your Credit

Your credit score** is more than just a number - it's a way for lenders to determine whether you are eligible for a loan, the amount of the loan, interest rate and your payment. With Credit Sense you can access your credit score** along with personalized tips on how to improve or maintain an already great score.

Credit Sense helps you monitor your credit report daily and informs you by email if there are any big changes detected such as: a new account being opened, change in address or employment, a delinquency has been reported or an inquiry has been made. Access your credit score** and more in your Northwest Bank Online or Mobile Banking.

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There's an App for That

Get pre-qualified for your mortgage loan before you even start shopping for a home!

With a pre-qualification from Northwest Bank you can look for a home with the confidence of knowing you are already approved, and what your interest rate may be.  Find out how much home you can afford today! Download our Northwest Bank Mortgage app and apply online 24/7 from the comfort of your home.  

  • Start your application and receive your pre-qualification
  • Calculate payments easily
  • Securely scan and upload your documents
  • See your loan progress
  • Get updates as you go and directly connect with your Mortgage Banker

Download on the app store     Get it on Google Play

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Your Accelerated Pre-Approval

Get Your Mortgage Pre-Approval That Comes With a $2,000 Guarantee!***

Simply put, when you apply for your mortgage, you can get pre-approved to help you find the perfect home. Your pre-approval letter is our commitment to assure your Real Estate Agent and the sellers of your new home that you are a qualified borrower. By applying for your mortgage now it can give you a better understanding of what you can afford and helps us to verify and analyze your credit history, assets and financials, and your down payment. 

We are committed to your homeownership goals! When it comes time to close on your new home, if we are unable to provide a final commitment letter that meets the terms we provided in your fully-verified Accelerated Pre-Approval - we will pay both you the buyer AND the seller $1,000 each! That’s our guarantee to you assuming there aren’t any changes or issues related to your new property or changes to your income, credit, or debts.

 

Today's Competitive Mortgage Rates

30 Year Fixed Rates
Loan AmountRateAPR*Payment Example*
$300,0006.375%6.504%$1,871.61
$200,0006.00%6.142%$1,199.10
$100,0005.875%6.065%$591.54

 

20 Year Fixed Rates
Loan AmountRateAPR*Payment Example*
$300,0006.000%6.168%$2,149.29
$200,0006.25%6.441%$1,461.86
$100,0006.25%6.507%$730.93

 

15 Year Fixed Rates
Loan AmountRateAPR*Payment Example*
$300,0005.500%5.708%$2,451.25
$200,0005.625%5.861%$1,647.46
$100,0005.50%5.815%$817.08

 

Additional Financing
FHA 30 Year FixedVA 30 Year Fixed
6.000%6.375%
1.00 Pts1.00 Pts
6.864% APR6.580% APR

Due to ongoing market fluctuations, interest rates are always changing. Please contact your local lender to receive a rate quote customized for you.

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Let Us Help You Compare and Save Homeowners Insurance

We’ve made it easy! Call 1-844-445-9276 to learn, compare, and save today! We look forward to the opportunity to provide you with your new insurance quote!

Home | Auto | Life | Pet | Boat | RV | Business

 

www.NorthwestBankInsurance.com


 

 

 
Compare rates and coverage options with Northwest Insurance Services. We will provide rates from top insurance providers and you could save, BIG! 
See your personalized rates instantly and get coverage within minutes.
Or, learn that your current insurance coverage is serving you well!

 

Insurance Products are not insured by FDIC or any Federal Government Agency; are not a deposit of or guaranteed by the Bank or any Bank Affiliate; and may go down in value.

Leading Mortgage Lender

We’re proud to be a leading mortgage lender, helping individuals and families make their homeownership dreams come true!

 

Contact a Mortgage Lender

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*Annual Percentage Rate. Rates are subject to change without notice and available to borrowers with a credit score of 740 or greater on primary residence purchase loans only. Payment examples are for illustration purposes only and do not include amounts for taxes and insurance. Actual payments will be greater.

**The credit score provided is intended to help you understand the factors that affect your credit score, and ways you may be able to save money with Northwest Bank loan products. It is generally not used for loan approval purposes or for determining loan rates. Loan rates and approvals are based on information provided to the bank when you apply for a loan. The credit score found in the credit report may be different than the credit score you see here. The offers presented here are not offers to lend; normal underwriting criteria apply. Terms and conditions and offers are subject to change at any time.

***Accelerated Pre-Approval $2,000 Guarantee available to qualified borrowers. Not valid with any other offers. Any party agreeing to receive their Guaranteed Payment from Northwest Bank will be required to sign a settlement agreement. If a Guaranteed Payment is made - it will be available within 10 days of receiving a signed settlement agreement. Problems related to the property, or any material change in the buyer’s financial condition will nullify the guarantee. Examples of things that would nullify our guarantee include but are not limited to a low or unacceptable appraisal, property condition, condo project or association issues, change in the buyer’s income or employment, change in credit and additional or undisclosed debts. A discontinuation of a special loan program used to qualify the buyer could also nullify the guarantee.